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CACTUS-TECH: Living a Hypur Life

It is 3pm on a weekday in summer, an unreal heat outside. I’ve got groceries to get home, and a dinner to go-to in a few hours, but I then realize that I’m low on medication. I know I can hit the dispensary near me because I have Hypur, so I won’t need to pull cash out. Paired with online ordering, I am in and out of the dispensary in maybe 10 minutes, the ice cream wasn’t even soft by the time I got home. 

The card networks like VISA and MasterCard don’t allow cannabis transactions, which is why you can’t use debit or credit cards at dispensaries. Hypur is cannabis payment service used by dispensaries that links to money in your bank account, which will allow you to shop at your favorite dispensaries without needing to pull out cash.

The idea of having large amounts of cash walking into a dispensary, as well as walking out with change and medication has always been anxiety inducing. Having worked as a budtender, the overall function of Hypur is brilliant as it allows me to effectively move a patient through their purchase without the worry of using the ATM.

I got to talk with the team at Hypur, to gain some more perspective.

When did Hypur start?


What is Hypur, and what service is provided?

Hypur is a payments, banking, and compliance solution technology for cash-intensive industries like cannabis and CBD.

For consumers, we offer a quick and convenient way to pay for cannabis. Simply check in on the app and shop for product. When you’re ready to pay, enter your Personal Access Code into the keypad and the funds will be transferred from your bank account to the dispensary. It’s safe, sustainable and effortless.

Merchants enjoy our payment technology, too. Whether you run a dispensary or delivery service, online or wholesale cannabis business, Hypur offers reliable B2B and B2C solutions.

We also have direct relationships with financial institutions across the US. Hypur takes compliance seriously and is transparent in our relationships with banks and credit unions. Together, we’re able to work towards sustainable, reputable banking of the cannabis industry.

What is the advantage of a service like Hypur?

Hypur’s payment system is quick and easy, making it way better than cash! It’s also more secure, reliable, and sustainable than other payment methods. Because we are so focused on compliance and use bank-level security, we have a 99.9% uptime and you’ll have a much lower risk of shutdowns and banking interruptions.

What do I need to get started?

Consumers should download the app from the App Store or Google Play. You’ll be prompted to create a profile, giving some personal details to prove your identity. Once you link your bank account, you can start using Hypur to pay for cannabis.

Merchants should get in touch with us. We can help you get started with a cannabis merchant account if you need one, plus get you set up to accept Hypur payments.

Is my personal information or bank account in any danger?

No. Hypur goes to great lengths to protect your personal data. We are PCI DSS compliant which is the highest certification available and the industry standard for legitimate payment providers.

Where can I get more information on Hypur?

Please visit or follow us on Facebook, Twitter, Instagram, and LinkedIn.

The Budtender side of this story should be considered by every dispensary that does not have Hypur yet. As a patient advisor, you are the front line of advice on cannabis. You do everything from giving ways to medicate, to product feedback, skus, FIFO, and merchandising. Along with all of those roles, you are expected to sell those medical products, and meet the numbers that keep the lights on. This involves counting cash, POS management, cash out and keeping your eyes peeled for counterfeit money.

Hypur makes some of this easier; they make it so your patient can simply check in with an app and enter a personal PIN, which they call a Personal Access Code (PAC). It’s an easy electronic payment, which lets patient advisors maximize the time spent helping patients. The service protects the patient, and allows you to move through transactions without relying on the in-store ATM. Hypur is safe and convenient. If your patients are frequently facing long wait times, or struggling with a cash only policy, then you should consider talking about Hypur!


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